How to apply for social security benefits at age 62

For example, if you turn in June, your benefits can begin in July, and you can apply as early as March. To apply for benefits online, you must first review the disability checklist , complete the application form and the medical release form. To start your online application, you need to create an SSA account first. If you’ve already started an application , you can continue it here.

Or check the status of your application here.

You also can check your application status by going to the online Application Status Information page. You can request them any time after you reach this age. You need the money because of job loss or declining health.

If you delay taking your benefits from your full retirement age up to age 7 your benefit amount will increase. It provides replacement income for qualified retirees and their families. This section of our website helps you better understand the program, the application process, and the online tools and resources available to you.

To get benefits under this provision, the child must be under age 16.

If you start receiving your benefits before your full retirement age , we will reduce your benefits based on the number of months you receive benefits before you reach your full retirement age. While it can look like delaying until age is the no-brainer thing to do, think again. Starting to collect at does make good sense for many people, but. Assuming your full retirement age is 6 if you file for those retirement benefits at , you’ll receive around of your full retirement age benefit amount.

Complete the application online. To apply online, you must be at least years and months old. Social Security is part of the retirement plan for almost every American worker. Deciding to take benefits that early is only advantageous for limited. At the age of 6 you would receive 45.

The longer you delay starting your benefits , the more your monthly income will be. In fact, the difference in lifetime income between starting at age and waiting until your maximum retirement age can be more than $10000. It’s important to note that years isn’t automatically used to figure amounts for disability benefits or survivor benefits.

You are at least (unless you are caring for a child who is under or disable in which case the age rule does not apply ). You can collect benefits on a spouse’s work record regardless of whether you also worked. Most people start collecting Social.

As long as you meet all filing requirements and are single at the time you apply , you can rely on an ex-spouse’s work record whether you start receiving benefits at age or later. Thus, the earliest you can apply is age and nine months, and you. Even the parents of the deceased worker, if they were dependent on him or her for over half of their living expenses, will qualify for survivor’s benefits if they are over the age of 62. You should apply four months before you want your benefits to start.

Even if you are not ready to retire, you still should for Medicare three months before your 65th birthday. So if you want your benefits to begin as soon as you turn , you should apply at years and nine months old. So, if you can afford it, waiting could be the better option.

However, your divorce must have been finalized at least two years ago.